It’s a fun take on fintech, whose biggest players can still come off as stuffy and old school. Ask Cleo whether tonight’s DoorDash order is in your budget and she’s liable to respond with both a numerical answer and a cheeky comment about your spending habits designed to help you keep your financial goals on track. She’s a prime example of advanced chatbot technology that manages to feel realistic, capable, and fun instead of just spitting back disjointed FAQ answers.
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